Thursday, July 8, 2010

Money, Money, Money

Posted by Kero at Thursday, July 08, 2010
My uncanny ability to spot SALE.

It stops there what I am proud of myself financially hahahhahaaaa!

I was once told directly by an acquaintance that the reason I could not get a boyfriend is because I will make for a very expensive wife. To live in a small province and two years of being unattached, it send people's tongue to enumerate theories why I am excluded in the dating world.

When an ex heard that I was getting married through a civil court, he rushed to tell me that I should have told him I wanted a simple wedding. He said that had he known I don't want all these traje de boda and golden etched layers of wedding cake, he would have offered marriage early on hahahahaaaaa! Thank you but NO thank you.

Anyway, I can't blame them for accusing me of being a material girl. I love shopping and all the niceties in life that I can afford. Read A-F-F-O-R-D. I was sending my brother and sister to college and what remains of my salary goes to ukay-ukay --- clothes, shoes, and handbags. And if that is not enough, my grandmother likes to shop for me. Nothing makes her prouder when she sees me wearing the skirt she bought. She loves to spoil me and my little sister, but sissy is more picky with clothes than I do so i end up having more and more all the time =). In short, I do not owe anybody for what I was strutting.

Coming to Dubai - a city that gives you an excuse everyday to go shopping, my mantra stayed the same. Do not buy anything in its original price. Except for a car loan which will be completely paid in October 2011 (yahoo!!), we don't have  any other loan and we choose not to have credit card. Takot ako mangutang. Early on, Hubby asked if we should grab their loan offer of 30K AED, because everybody in his office is availing it. I refused. What's the money for?

Thankfully, Hubby heard me. He was not yet in a managerial position when we bought our SUV. Some wondered how we could afford such brand new wheels when he is the only one working but it was all because we were granted a bigger car loan for a clean credit record.

And early in our marriage, whenever we passed by a bridal shop or when he sees me watching Fashion Network with models sashaying in wedding apparel, Hubby apologizes that I was not able to wear an ivory gown in all its glorious veil and train. Once he even suggested that we plan for our church wedding. But I simply don't see the point spending so much. What is important is we take our marriage vows seriously. I think that is the reason why he took me to Italy for our anniversary =)

Maybe I do make for an expensive wife. I live for the moment. But I do not ask for more than what Hubby gives to me. And when he does give me something, I make sure I spend creating an experience he would enjoy. I drag him to restaurants and hotels he himself would not enter alone. Once while we were in a posh Spanish bar, he said."Thank you because I get to experience this. I would not dare to enter such places alone." Social climber na kung yun ang tawag nila but at least, I know what an authentic paella tastes like and how the inside of Burj Al Arab looks like hahahhaaaa!

I believe too that generosity leads to abundance. I always thank God for giving us enough that we are able to share it with other people. Oftentimes, when Hubby's friends borrow money and we would discuss how it affects our budget, I tell him to let go. We are still lucky to have food and that the three of us are together.

 An entry for

Girls Talk

14 sweets for Kero:

witsandnuts on July 8, 2010 at 9:26 AM said...

The though of being high maintenance is subjective. Depende kung ano kailangan i-maintain. Heehee. I avoid going to the malls when it's big discount season. =)

witsandnuts on July 8, 2010 at 9:26 AM said...


Kero on July 8, 2010 at 9:54 AM said...

@Wits: I believe that how you present yourself ultimately affects your future. I think that making yourself presentable attracts positive chi. =)

Thank you for the visit! I am really a big fan!!

sheng on July 8, 2010 at 11:53 AM said...

Make the most of today sabi nga i guess it's just okay to spend if your little family enjoys every experience…

Happy GT and Happy Weekend too Mommy Kero!

charmie on July 8, 2010 at 1:08 PM said...

An elegant wedding is not so important. What's important is after the wedding. But in your marriage life, you enjoyed of what you have. You splurged more than a dream wedding.

I'm in the preparation of my wedding now, and I think I will spend more than a practical way but before I decide to have a dream wedding I make sure that something left for me after the big day! NO debts, no loan. Well, after all what I gave, I want to treat myself as well.

Thanks for your comment. I followed you! Happy GT! God Bless!

Enchie on July 8, 2010 at 3:25 PM said...

What a nice post. It's not that you're materialistic, it only means you deserve it :) and your husband loves you :)

Mommy Liz on July 8, 2010 at 4:24 PM said...

I never bought anything original price either. what's the point, regular or sale, they're the same item, just wait for a couple of weeks di ba? We have friends na kasal na, but they chose to get married sa Pinas and spend over $10k I told hubby, if I had that money, i don't think I will spend it for a wedding, we're already married, what's the point? you are so responsible and I am so proud of you. Gastadora ako kaya wala akong pera, hahaha! sabi ko nga ke hubby, end of 2011 me pang shopping na kami, wohoo! by then bayad na ang 2 cars namin..

Rossel on July 8, 2010 at 8:16 PM said...

it's okay to spend if you have money to spend. and pareho tyo, sis, ayoko ring mag-loan kung wala namang importanteng paggagamitan and mahilig din ako sa sale. di ako bumibili pag bagong labas ang item, hinihintay kong!

so kikay on July 9, 2010 at 5:56 AM said...

yes, what matters most is you enjoy life together. very nice post!

btw, thank you for leaving a note on my blog =)

i'm grabbing your's my badge

Miranda on July 9, 2010 at 6:12 AM said...

OK lang mag-spend, basta marunong din mag-save. :) I like how you enjoy your blessings but at the same time you are also very practical. "Do not buy anything in its original price" is a very good mantra! :D I should apply it.

Thank you for visiting my GT entry and leaving your comment :)

K on July 9, 2010 at 9:58 AM said...

ay type ko rin ukay ukay! apir tayo jan! haha! palibhasa dito sa baguio madami nun. hihi.

wow matatapos nyo na yung car loan nyo. galing!

see ya next week! ;)

melandria on July 9, 2010 at 12:31 PM said...

super nag enjoy ako sa post mo. good thing for you that your thrifty. LOL ako minsan i cannot avoid myself buying the things i see.

Lucia ♥ on July 10, 2010 at 8:09 PM said...

I wonder why so many men think that a woman is only focused on the money her partner can give her, just because she likes all those girly things. I mean the fact that we girls like to shop is simply because we are girls, right? :) That does not have to mean that we are going to spend all our money on clothes and forget to take care of our family first. I'm glad you were able to find a husband who sees the real you and loves you so much :)

Thank you for visiting my entry ;) Hope you are having a great weekend <3

Artemis on July 23, 2010 at 6:33 PM said...

agree with ya dear... i'm also like you. money is to be enjoyed..


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